Money and Banking:

PDF Money and Banking

Money and Banking:

In The Web of Debt by Ellen Hodgson Brown (2007/8), referring to the United States, Brown asserts that in the US, “the power to create money needs to be returned to the government and the people it represents” and as a result “Federal (national) debt could be paid, income taxes could be eliminated and social programs could be expanded; and this could all be done without imposing austerity measures on the people or sparking runaway inflation”

In 2017, many nations had Net National Debt near or more than 100% of their GDP. Japan stands out with a Net National Debt of 153% of its GDP. Norway, on the other hand had negative Net National Debt (ie a Net National Savings) of 90% of its GDP. Interestingly, South Africa allegedly had a national debt of 50.1% of its GDP per the CIA and 47.9% of its GDP per the IMF, but now apparently, is budgeting for a national debt approaching 100% of its GDP by 2024 (see here), this eruption of debt is expected in only seven years since 2017. That is alarming to say the least.

The purpose of DDF Money and Banking Policy is to emulate, as near as possible, Norway’s performance, and as little as possible, Japan’s.

Open market operations introduce money into the market or remove money from the market. A reserve bank will buy government stocks from banks and others, for cash, thus increasing the money supply, or will sell government stocks to banks and others, for cash, reducing the money supply. The government stocks (usually interest bearing bonds) are effectively money borrowed by government from or lent to the market. The incentive to hold bonds is the interest they earn.

This raises the question of what is the source of money (I.e. how is money created?) When government (or anyone) goes to the market for loans, banking institutions do not rush into their vaults and collect the amount of the loan and give it to the borrower, they write a journal entry, saying, debit the borrower for an interest bearing amount, and credit the borrower’s current account by the same amount. Thus they create from nothing, at the cost of a journal entry, any sum they want, be it a Million, a Billion or a Trillion or however many of those multiples the borrower wants to borrow and the lender is prepared to lend. The point being, that government (or others) borrow money for which there is no cost and pay interest to the lender for that privilege. This has to be the biggest financial confidence trick in mankind’s history.

While the lenders create the money by lending, they do not create the interest and this creates a permanent shortage of money and ongoing cycles of inflation

To fix this, one can either issue the money, free of interest, as needed, to meet the needs of a society, or one can vest the debt creation of money in the hands of government and or a Sovereign Wealth Fund, the interest being for the credit of taxes and or public spending and or investment in and for the public good.

So, any government which can print interest bearing bonds can also print non-interest bearing money, thus by-passing the financial sector and avoiding the burden of debt and of interest, which burden is ordinarily paid for by the tax-payers, or, more correctly, by their children or even their children’s children, because bonds can mature at some future date, ranging anything from 1 to 30 years from the date of issue.

To reform this system of Debt based money or to adapt it for the benefit of society as a whole, the DDF propose the following:

Money creation will be vested in the South African Reserve Bank (SARB), which will be wholly owned either by the state, directly, or by the Sovereign Wealth Fund. The DDF’s preference is that the Sovereign Wealth Fund (a proposed Chapter Nine institution) should wholly own the SARB.

The remit of the SARB shall include being the only institution able to create and control the availability of money, in whatever form, for use within South Africa, and shall do so to benefit the South African economy and the greater South African society. While profit will be possible and indeed be encouraged in the money affairs of South Africa, that profit remit shall not be the primary objective of the monitory systems of the country.

The SARB shall set the upper limits of all interest rates, and as part of controlling the money supply, the availability of credit to subsidiary players in the money market (viz. Commercial, industrial and community banks and their clients).

The SARB shall determine the interest rate at which it will advance money to Secondary players (Registered Banks) in the money market. This will be the Primary Bank Rate (the Prime Rate). The SARB shall thus also control the interest rates at which subsidiary players can advance money to their clients, as follows.

The SARB shall set the maximum mark-up possible in secondary and tertiary financial transactions. The maximum mark-up charged by secondary players may not exceed 100% of the Prime Rate and the mark up charged by tertiary players may not exceed 100% of the rate charged by Secondary players, respectively.

Thus, if the Prime Rate charged by the SARB is ½% per annum, the Secondary players (registered banks) cannot charge more than 1% pa on loans advanced to their clients, and their clients (Registered Financial Institutions or private individuals), in turn, may not charge interest on loans advanced to their clients greater than 2%.

The absolute maximum lenders may charge may not exceed Prime + 100% + 100%, thus at prime of 1/2% this maximum would be 1/2% +1/2% + 1%. A secondary lender may not charge a mark-up equal to the sum of the secondary and tertiary rates, nor in effect, act both as a secondary and a tertiary lender to any client.

These numbers are provisional and will be subject to negotiations between the market players, from time to time.

Similar restrictions will apply to the rendering of contract, service and administration fees or any other non-interest charges. Thus the maximum fees charged by lenders to their borrowers shall be set by the SARB and may not be charged more than once for any given debt. Short term debts which are rolled over in the guise of new debts shall be deemed to be a single debt for the purposes of fees and shall not accrue multiple charges.

Secondary and Tertiary lenders cannot advance more funds than they have at their disposal, whether arising from SARB issues and or from investments and or from deposits from their clients and or from advances from their suppliers. Thus Secondary and Tertiary lenders cannot create money in any form whatsoever. Secondary and Tertiary financial organisations must at all times operate as solvent institutions, that is, they may not advance more moneys than they have on deposits, as above. In effect, this would end the system of fractional reserve banking.

As the SARB shall at all times advance or issue moneys that already exist or which it creates for those purposes, the SARB shall, by definition, always operate as a solvent institution. Following on from that, government and therefor the SARB should be constitutionally prohibited from borrowing money for any purpose whatsoever.

The SARB shall advance to its secondary lenders the funds needed by them to meet their demands for credit in the normal course of business, but shall do so in order to satisfy the needs of the economy, not in order to maximise profit.

The Sovereign Wealth Fund shall acquire and own in part or in full, some commercial, industrial and community banks, which it shall operate on an equal footing and in fair competition with other (non SWF owned) commercial, industrial and community banks. Community banks will include specialist banks, such as but not limited to Building Societies. This adds a competitive element to the market place that is presently missing.

Commercial, industrial and community banks shall be prohibited from using client deposits as investment funds, and in effect, the said banks may not act as investment banks nor by any means at all (including but not limited to trading through subsidiary or associate business entities), bypass or negate those restrictions.

This will also impact on the interest banks and other deposit institutions will pay their depositors and have a general downward impact on all rates throughout the financial services sector.

It is anticipated that this will also reduce the rate of inflation as it reduces the cost of money and the cost of any transaction for any good or service paid for with money. This in effect will stabilise the value of money, which is normally eroded by inflation.

A subsidiary goal of these policies is to reduce inflation to zero. This of coarse will not be possible if the supply side of the economy lags behind the demand side and goods and services become scarce in the face of robust demand. So no single policy can achieve a stable economy, instead all economic policies must work hand in glove toward that goal.

What will cease is private institutions lending to the state, at no costs to themselves and at the same time at profit to themselves, which profit burden has historically and ultimately been born by the taxpayer.

The effect of this will be, in time, to eliminate Sovereign Debt and achieve the goal of having a South Africa which has a Net National Savings (like Norway’s in 2017), as opposed to a Net National Debt, like Japan’s in 2017. The ability of the economy to eliminate sovereign debt was demonstrated in the TEAL models, See here

This also means that any taxes, however collected, (under a DDF administration it would be by means of TEAL), would be used to serve the needs of South Africa and it’s peoples and not to swell the coffers of the private banking fraternity.

The goal is for South Africa to be a DEBT FREE and a TAX FREE SOCIETY.

Recent Posts

2022 DDF New Year’s Message

Colours To The Mast

To all who read this, all the best for 2022. Let us hope that 2022 is an improvement on ‘20 and ‘21.

The Direct Democracy Forum (DDF) is, or maybe was, a registered political party in SA. I would not be surprised if it has been de-registered because the DDF has not been able to fulfil the administrative requirements mandated by Parliament. If de-registration has happened, this will not stop the DDF functioning as it always has, until it is able to meet those requirements, so as to challenge the political establishment at the 2024 elections, where we intend to take 76% of parliament directly or by coalition. This is not up to us in the DDF, but is up to the men and women in the street. If you want what we have to offer, you need to support us by personal, logistical or financial commitment. If you don’t do that, you will not get what we have to offer. It is as simple as that.

The CABAL, in the most simple terms, and without naming names, is a society, probably a Secret Society, of some 3000 or so very wealthy individuals, who periodically frequent the annual Davos gatherings, ostensibly to plan a better future for mankind,

DDF Message is simple:

All government is intrinsically evil.

The bigger the government, the greater the evil.

The CABAL are trying to establish a New World Order and a single world government.

This must be stopped at all costs.

In their wisdom, Klaus Schwab and his CABAL acolytes have determined that the 7 or 8 billion human population is excessive and should be trimmed to about 500 Million (1/2 of a billion), and they are using the so called COVID 19 pandemic and the so called vaccination or vax, and a variety of drugs to medicate the public and Covid 19 patients, drugs such as, but not limited to Remdesivir (causes acute renal failure, 53.1% of participants in a trial receiving Remdesivir died) and Midazolam (an ‘end of life’ drug), and of course, the vaxes and ventilation (forced overdosing of oxygen). This is a generally acknowledged protocol discussed in this video clip, “Dr Bryan Ardis on Remdesivir” on the Telegram group, “Truth Not Lies”, if you can access it, and or view this, if you can, and or research Bryan Ardis for yourselves. If you have any doubts about the effect of the vax on the vaxed, view a Nurse’s vax experience, here.

How is this related to evil government and government overreach? Well, governments of the world, including the US federal government, mandated Remdesivir as a required drug for Covid 19 treatment along with forced ventilation and also did their best to make common drugs such as aspirin and ivermectin difficult or impossible to source. These normally effective drugs for the treatment of Covid 19 and any other flu-like ailment were denied to those most in need. Instead, patients were treated with Remdesivir and ‘ventilated’. A large portion of these patients died. Those who were administered Midazolam, of course, also died. The deaths were blamed on Covid 19 in all its variants. If that is not pure evil, then I don’t know what is. The role of Main Stream Media (MSM) in perpetuating the CABAL’s and NWO’s narration makes them, the MSM, an agent of the CABAL and the NWO, and fully culpable for crimes of propaganda, terrorism and such like, and complicit in the resulting deaths and disablements. Not surprisingly, the CABAL own the MSM.

And, of course, that is not the only example of government overreach. In fact, all the mandates in response to the so called Covid 19 pandemic were also examples of government overreach, including, but not limited to;

1) the forced or coerced so called vaxes (conspiracy to murder and or inflict grievous bodily and/or mental harm, administered in conflict with the Nuremberg Codes of 1945 because the vaxes are experimental and, rather than prevent COVID 19, attack the immune system of the vaxed, rendering their immune systems bodily destructive rather than bodily protective, (see nurses testimony here).

2) the lockdowns are self imprisonment and conspire to inflict mental illness,

3) social distancing limits freedom of association and conspires to inflict mental illness,

4) limits on gatherings limit freedom of association and conspires to inflict mental illness,

5) wearing of face masks de-personifies the wearers with intention to do grievous bodily harm by forcing them to breath in their own bodily waste, deprives them of fresh air and the oxygen needed for healthy bodily functions, is self imprisonment, conspires to inflict mental illness and is an acknowledgement of slave and or prisoner status. Pharaonic slaves and other prisoners throughout history were forced to wear masks. This is nothing new.

All these measures are supposed to protect one from transmission of viruses but are ineffective against COVID and are examples of government overreach intended to make populations terrified, submissive and obedient to governments and New World Order lackeys.

Then there is the question of do viruses exist and can they spread disease? In his book The Age of Deception, Jeff Green asserts that viruses do not exist as living entities and therefore cannot be contagious. His presentation Viral Misconceptions discusses the matter further. Others make similar assertions in relation to the ability of PCR testing to identify Covid 19 viruses, which they assert it cannot do and PCR tests are just another medical fraud.

Covid mandates have been imposed by nearly all the governments of all the nations of the world, including Rams’ SA Government. It is generally agreed by all non MSM media and independent commentators that the mandates amount to crimes against humanity. Groups of attorneys and medical and research professionals around the world are laying charges of genocide and crimes against humanity & etc against the WHO, the UN and sundry assorted lackey NWO institutions and individuals. Research the New Nuremberg Trials and Dr. Reiner Fuellmich for updates on his initiative.

These mandates are all examples of government overreach, and it is quite evident that all the participating governments (that is, nearly all the governments of the world) are reading from the same play-book, one prepared by the CABAL and presented by Schwab and the World Economic Forum.

Successive governments and generations of the CABAL have walked this path before. Notably with the Spanish Flu (1916), Ebola (1976), AIDS (1981) and multiple wars, including the Great War (WW1) 1918, and the Second World War 1939, both of which were funded, on both sides, by the CABAL. All these events are just part of a litany of ongoing attacks on humanity.

Going a step further, however, there is a great deal of speculation about the possibility of 5G technology being weaponised. If this seems a stretch, consider what would happen if you tried to dry off your cat in a microwave oven. If 5G frequency and intensity are variable and controlable, one day you may be the cat of choice. Wouldn’t the Cabal and the NWO one world government and its puppets love to have such technology in their arsenal? This may be a very real possibility. Such technology needs stringent controls, and weaponisation should be absolutely ‘verboten’.

To those of you who have not yet figured this out, all our governments are not governments of the people, for the people, by the people, but rather are puppet governments of the CABAL, the New World Order and Klaus Schwab and the World Economic Forum. Allied and associated bodies such as the United Nations, the World Bank, the World Health Organisation, the US Federal Reserve Bank (the FED), the US Federal Department of Health, the US Centre for Disease Control and Prevention, to name but a few and to which bodies the world turn to for guidance in related matters, are none of them government institutions, but rather are private bodies, funded by private money, the money of the CABAL and or CABAL puppets, which pose as national or multi national pseudo-government agencies to lend themselves unearned and undeserved credibility on the world’s stages, as agents of world peace and prosperity. Instead they are agents of the New World Order.

The point of this is, if you give a bunch of arrogant supremacists a bit of authority, they will take you to the slaughterhouse as if you were just another head of cattle in a herd they wish to cull. If you don’t believe this, think about what is happening in the world and provide an alternative explanation. I would be happy to hear it and more than happy to support my understanding of the situation in public debate.

So what? How is that new? All governments of all ages indulge in government, legislative and bureaucratic overreach?

The last statement is largely true. What makes this different from previous waves of overreach is that the men and women of the world are aware of the overreach and the whys the wherefores and the hows, and of the puppet status of these governments, which serve the globalists of the New World Order and Klaus Schwab, who in turn is a puppet of the CABAL, and they, the people, are sharing that awareness with one another, throughout the world.

The CABAL think they can do no wrong and that it is cool and OK to commit genocide in the interests of culling the world’s human population, because, in their opinion, the world is over populated, At least, that is their alleged motivation. In short, whatever their reasons may be, they are guilty of Hubris, which, in my opinion, when and if acted out in the manner of the New World Order, should be a capital offence, punishable by death.

Corruption of the world’s economic systems:

One must understand that the world economy is based on general poverty, with a very few (the 3000 of the CABAL) harvesting their wealth from the other 8 billion or so of the population (us), by use of the banking and tax systems. In a nutshell, the CABAL lend vast sums of money to governments, which the governments largely do not need, and which the CABAL create from nothing, and at no cost to themselves, and expect governments to repay, not the moneys advanced, so much as the interest on the loans. One of the biggest items on any government’s accounts are the service charges on the National Debt. The tax payers of every nation pay the taxes that pay the service charges on the National Debts. In this manner the CABAL (the rich) get richer and the poor (us) get poorer. But the debts and the service charges are getting too large for economies to support, creating bankrupt and collapsing nations, thus justifying the need for a different economic system. Of course there is need for a different economic system, just not the Great Reset proposed by the NWO, but rather shift to a system of general economic prosperity, as proposed by the DDF. To see a more detailed account of how the world reached this point over the past few centuries, read my paper, “Democracy at Risk”, available here.

The effect of national bankruptcy is that the CABAL can then purchase the national assets or take them over for a pittance. If you have any doubts about this, consider what has happened to ESKOM, one of the largest and most successful national power providers in the world, now a national tragedy, or as another example, to the SA National Carrier, South African Airways, no longer a functioning national carrier.

Solutions and Responses:

So what can we do about this? What does the Direct Democracy Forum (DDF) propose?

The DDF is a political party (see above) which advocates Direct Democracy 24 hours a day, 365 days of each and every year, in contrast to the intermittent indirect democracy of the so-called democratic systems of the world, where elections occur once every 4 or 5 years and are probably rigged wherever and whenever possible. When voters go to the polls to elect new representative governments, these governments assume carte blanch to do what they will during the following 4 or 5 years, notably to raise useless loans at no cost to the lenders, never to be repaid, but at cost to the taxpayers in the form of interest on the loans.

The DDF achieves direct democracy with a combination of electoral and legislative devices.

First: The ELECTORATE ELECT INDIVIDUALS THEY KNOW, not political parties, to parliament and other legislative bodies. The electorate can choose not to elect any of the proposed candidates in a given constituency, in which event their votes count as negative votes for any legislation proposed in the interim. There may be further rounds of elections but this cycle of rejecting candidates could go on indefinitely until the candidates get it right, and may well result in hung elected bodies, incapable of fulfilling any useful function. But this would be expressing the will of the people. Further, if an elected candidate does not fulfil his or her electoral promises, the candidates can be recalled and face by-elections, this at the behest of their constituents (see Electoral Reform here)

Second: Parliament, in addition to any other legislative assemblies and their proposed legislation, and the elected government and their propose regulations, WOULD BE SUBJECT TO THE APPROVAL OF A SENATE, drawn from the streets, by a process called SORTITION (or lottery) from voluntary candidates, identified by peer groups.

The peer groups are groups of your peers, by age, wealth, education, occupation, religious conviction, cultural affiliation, gender, and any other significant identifier in your society. For example, the peer groups for age might range from the youth (say 13 to 19 years) to senior adults (say 80 years and over), and so on. Similar distinctions would be made for all the other peer groups. I am sure you get the picture, but if not, please refer to the DDF website page dealing with The Senate. The Senate votes on all legislation and regulation coming out of the legislative bodies and government.

ALL ASSEMBLIES REPORT TO THE SENATE, to the People of the Senate. The threshold for approval is very high indeed (say 80%). (See Senate here).

Third: Any peer group can APPLY A VETO of any given regulation or legislation that discriminates against their group or is considered bad regulation or legislation. In that way, regulation and legislation must please the many and may not offend the few. (See Senate here)

Fourth: If such regulation or legislation were rejected three times, the legislature or government or the Senate itself can apply to the constitutional court for such to be put to the people in GENERAL REFERENDUM, where the same levels of approval and peer group veto will apply. (see Senate and Electoral reform, here)

Fifth: HALF OF THE SENATE (viz 50% of the longest serving members of each peer group) ARE REPLACED EVERY YEAR. The Senate membership is completely replaced every two years. The Senate then, is a representative body of all the people, not of a privileged few. (See Senate here)

In this way you have a functional system of direct democracy participating at all times in the legislative and regulatory processes of a country.

This observes Aristotle’s assertion that government should be by the few with the approval of the many.

But DDF policies do not end there, they further propose:

A SOVEREIGN WEALTH FUND, (SWF) owned equally by every Adult Citizen, which invests in the Local, National and Global economies, FOR GAIN. It is intended that, in time, the SWF profits will fund the UBI.

A UNIVERSAL BASIC INCOME GRANT, (UBI): The DDF suggest a R5000 (say $300 US) per month UBI for every Adult Citizen.

A once-off ADVANCEMENT GRANT for every Adult Citizen to be spent on whatever they believe will advance their lives. The DDF suggest an amount equivalent to the cost of a professional university degree,

MONEY AND BANKING REFORM intended to serve the many as well as the few, and

A TOTAL ECONOMIC ACTIVITY LEVY, (TEAL), as a single levy to replace the myriad taxes that the CABAL impose on the population. TEAL is, in effect, an ECONOMIC RENT where every taxpayer (including members of the CABAL) pay the same proportion of their economic activity. A TEAL of 2.5% of all banking transactions in SA will fund the fiscus and the UBI and the AG. It is intended that while TEAL initially funds the UBI and AG, these will in time be funded by the profits of the SWF.

THE GOALS OF ALL OF THESE POLICIES ARE to;

1) engage every Adult and Pre-Adult Citizen in the Democratic and Economic Processes of the land,

2) strictly limit the ability of politicians, governments and bureaucrats to indulge in overreach,

3) create a government and bureaucracy of minimal footprint in society

4) create a capitalist economy and society based on general prosperity rather than general poverty and

5) establish governments of the people, for the people, by the people.

If we the people can find a way to install such a system, or similar, in 2022, then the year will indeed be better than 2020, 2021 or all the years before them put together.

I think this nails Direct Democracy Forum colours to the mast, and I hope every opponent of the New World Order nails their colours to their masts, with conviction and determination to bring about change in 2022.

May whatever power you believe in be with you for this new year.

John Barrington,

Leader,

Direct Democracy Forum,

January 10th, 2022.

.

PDF version available here.

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  137. Human Rights Day Leave a reply
  138. ‘Our way’ Part 2 Support for Sensible Policies Leave a reply
  139. ‘Our way’ Part 1 Medical Costs Leave a reply
  140. General Intelligence Laws Amendment Bill Leave a reply
  141. Audits, Financial Mismanagement and Accountability Leave a reply
  142. Children’s rights and education Leave a reply
  143. Painting the economy into a corner Leave a reply
  144. Getting it right and ANC Bashing Leave a reply
  145. R48M for Freestate Government Website Leave a reply
  146. Police Brutality Leave a reply
  147. 2013 Budget – Business as usual Leave a reply
  148. Gender Based Violence – Cabinet don’t care. Leave a reply
  149. Politics Trumps Justice – Again! Leave a reply
  150. Gender Violence Leave a reply
  151. Nkandla Again – 2 Billion and Counting Leave a reply
  152. Reeva, Oscar and Guns Leave a reply
  153. Anene Leave a reply
  154. 1 plus 1 = less than two Leave a reply
  155. Piece by piece Leave a reply
  156. Denial & Manipulation Leave a reply
  157. Anti Corruption Agency Leave a reply
  158. Shut Up Yo Mouf Man Leave a reply
  159. E-tolling Protests Subversive??? Leave a reply
  160. Self Congratulatory Education Issue Dodging Leave a reply
  161. Why we need an indipendent judiciary Leave a reply
  162. For the wages of sin is death Leave a reply
  163. Road Accident Prevention Leave a reply
  164. 2012 Matriculation Results Leave a reply
  165. South African Angels: Leave a reply
  166. Passing The Buck Leave a reply
  167. Another 5 years Leave a reply
  168. The Land of The Free Leave a reply
  169. Heaven forbid free thought or opinion Leave a reply
  170. Education again in the spotlight Leave a reply
  171. Added meaning to the term ‘Cash-Flow’ Leave a reply
  172. Break up Eskom Leave a reply
  173. Maths in crises, again Leave a reply
  174. Would you want this for your children? Leave a reply
  175. New Deal Needed for S A’s Ailing Economy Leave a reply
  176. Civil Society playing foul???? Leave a reply
  177. Disgraceful Garnishee Industry Leave a reply
  178. Job creation Leave a reply
  179. Nkandla costs total 2 billion Rand – where do they end? Leave a reply
  180. NPA under Chapter 9? Leave a reply
  181. Terminological Inexactitude Leave a reply
  182. Argument for Change and the DDF Leave a reply
  183. Fewer Losers Leave a reply
  184. Rememberance Day 2012 Leave a reply
  185. Next for screwing-up – Tertiary Education Leave a reply
  186. Tokoloshe? Leave a reply
  187. Clarity of vision Leave a reply
  188. No trivial matter Leave a reply
  189. Lack of Government Accountability Leave a reply
  190. Not our style Leave a reply
  191. Census 2011 Leave a reply
  192. State Secrecy Act proposes to overule the constitution. Leave a reply
  193. Activists arrested – what is going on? Leave a reply
  194. Gender Rights Leave a reply
  195. What happened to Parliamentary Privilege? Leave a reply
  196. Zuma Likens SA to the Titanic Leave a reply
  197. Financial pragmatism Leave a reply
  198. Doubling Electricity Costs over 5 years Leave a reply
  199. Male HIV/AIDS Death Rates Leave a reply
  200. Willing Who? Leave a reply
  201. Who will make the sacrifices? Leave a reply
  202. Guilty again! Leave a reply
  203. Is Society As Guilty As Jub Jub? Leave a reply
  204. From 1999 to 2010 SA’s child out of primary school numbers doubled Leave a reply
  205. Prisons in a Sorry State Leave a reply
  206. Semi-cleaned Acid Mine Drainage fed into the Vaal Leave a reply
  207. Gag on E-Tolling Information Leave a reply
  208. Nkandla Costs – Going UP? Leave a reply
  209. Free-Fall Economy – Going DOWN? Leave a reply
  210. Publish and be Damned Leave a reply
  211. Education; the courts weigh-in Leave a reply
  212. Social Grants Monopoly? Leave a reply
  213. Stand Up For Democracy Leave a reply
  214. The Cheek of the White Man Leave a reply
  215. Diminishing Water Quality Leave a reply
  216. Jansen Wades In Again Leave a reply
  217. The Role of Parastatals Leave a reply
  218. And you thought Lonmin was bad news Leave a reply
  219. Some Things Are Working Leave a reply
  220. Education – the need for – Jonathan Jansen speaks more good sense. Leave a reply
  221. Let’s all queue up at the IDC and the PIC Leave a reply
  222. Education First? Leave a reply
  223. A Plethora of Ills Leave a reply
  224. Poverty and violence Leave a reply
  225. Traditional Courts Bill Leave a reply
  226. Violence accompanies economic woes Leave a reply
  227. Secrecy Bill – it never went away. Leave a reply
  228. Constitutional Court and E-Tolls Leave a reply
  229. Lonmin Pay increase? Leave a reply
  230. More Marikana Leave a reply
  231. Where have we gone wrong? Leave a reply
  232. Shooting themselves in the foot Leave a reply
  233. Not Working Leave a reply
  234. Tutu, Blaire and Bush. Leave a reply
  235. Positive News in SA Leave a reply
  236. Who is to blame? Leave a reply
  237. Marikana Mine Violence Leave a reply
  238. Slipery Slope for Property Rights Leave a reply
  239. 2 Billion for WHAT?!!! Leave a reply